
Renovation Financing
Turn the House You Like Into
The Home You Love
Don't put your dream renovation on hold.

Many homeowners are surprised to learn that renovation costs may be financed through specialized renovation loan programs, allowing qualified borrowers to combine home improvements with their mortgage.
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Whether you're planning a kitchen remodel, bathroom renovation, room addition, accessibility upgrades, or whole-home transformation, financing options may be available to help make your project a reality.
Schedule a Ground Zero Development Group renovation with our lending specialist Barb Spitzock at EPIQ Lending, to explore your options.
What Can Renovation Financing Be Used For?
Ground Zero Development Group specializes in helping homeowners transform their existing homes into spaces that better fit their lifestyle and goals.
Depending on the financing program and borrower qualifications, renovation financing may be available for projects such as:
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Luxury kitchen remodels
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Designer bathroom renovations
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Open-concept living space transformations
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Room additions and home expansions
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Primary suite renovations
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Home office conversions
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Multi-generational living spaces
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Laundry room and mudroom remodels
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Interior modernization and reconfiguration
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Custom cabinetry and built-ins
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Flooring upgrades throughout the home
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Interior and exterior aesthetic improvements
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Outdoor living spaces and entertainment areas
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Swimming pools and backyard transformations
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Aging-in-place and accessibility modifications
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Whole-home renovations
Benefits of Renovation Financing

One Project
One Loan
Instead of using credit cards, personal loans, or draining savings, qualified homeowners may be able to combine renovation costs into a single financing solution.

Improve
Instead of Move
Love your neighborhood but need a better home? Renovation financing may help you stay where you are while creating the space you want.
Purchase and
Renovate
Some programs allow buyers to purchase a home and finance improvements as part of the transaction, opening opportunities on homes that need updating.

Finance
Larger Projects
Major renovations that may seem out of reach can become more manageable through specialized renovation lending programs.

How the Process Works
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Meet with Ground Zero Development Group to discuss your renovation goals.
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Speak with renovation lending specialist Barb Spitzock to explore financing options.
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Receive preliminary financing guidance.
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Work with Ground Zero to develop a project scope and budget.
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Complete lender approval and closing requirements.
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Begin construction and transform your home.

Important Financing Information
Ground Zero Development Group LLC is a licensed contractor and is not a mortgage lender. All financing programs, approvals, terms, rates, eligibility requirements, and loan decisions are provided solely by EPIQ Lending and its representatives. Financing is subject to credit approval and program guidelines.

