Renovation Financing
Turn the House You Like Into
The Home You Love
Don't put your dream renovation on hold.
Many homeowners are surprised to learn that renovation costs may be financed through specialized renovation loan programs, allowing qualified borrowers to combine home improvements with their mortgage.
Whether you're planning a kitchen remodel, bathroom renovation, room addition, accessibility upgrades, or whole-home transformation, financing options may be available to help make your project a reality.
Schedule a Ground Zero Project Discussion before financing.
What Can Renovation Financing Be Used For?
Ground Zero Development Group specializes in helping homeowners transform their existing homes into spaces that better fit their lifestyle and goals.
Depending on the financing program and borrower qualifications, renovation financing may be available for projects such as:
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Luxury kitchen remodels
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Designer bathroom renovations
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Open-concept living space transformations
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Room additions and home expansions
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Primary suite renovations
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Home office conversions
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Multi-generational living spaces
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Laundry room and mudroom remodels
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Interior modernization and reconfiguration
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Custom cabinetry and built-ins
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Flooring upgrades throughout the home
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Interior and exterior aesthetic improvements
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Outdoor living spaces and entertainment areas
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Swimming pools and backyard transformations
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Aging-in-place and accessibility modifications
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Whole-home renovations
Whether you're updating a recently purchased home or reinventing the one you already own, renovation financing may help make your vision a reality.
Benefits of Renovation Financing
One Project
One Loan
Instead of using credit cards, personal loans, or draining savings, qualified homeowners may be able to combine renovation costs into a single financing solution.
Improve
Instead of Move
Love your neighborhood but need a better home? Renovation financing may help you stay where you are while creating the space you want.
Purchase and
Renovate
Some programs allow buyers to purchase a home and finance improvements as part of the transaction, opening opportunities on homes that need updating.
Finance
Larger Projects
Major renovations that may seem out of reach can become more manageable through specialized renovation lending programs.
How the Process Works
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Meet with Ground Zero Development Group to discuss your renovation goals.
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Speak with a renovation lending specialist to explore financing options.
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Receive preliminary financing guidance.
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Work with Ground Zero to develop a project scope and budget.
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Complete lender approval and closing requirements.
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Begin construction and transform your home.
Meet Our Renovation Financing Partners
Ground Zero Development Group proudly partners with trusted lending professionals to help clients explore renovation financing options that align with their project goals, financial needs, and budget.
NML #1607902
Barb Spitzock
Barb is a dedicated mortgage professional known for her personalized approach, extensive lending knowledge, and commitment to exceptional client service. She takes pride in helping homeowners understand their financing options, offering clear guidance and solutions tailored to their individual goals. Her responsiveness, attention to detail, and genuine care have earned her outstanding client reviews.
NML #1377797
Brendan Williams
Brendan is an experienced mortgage professional recognized for his extensive lending knowledge, clear communication, and commitment to exceptional client service. He specializes in helping clients navigate financing options, including challenging lending scenarios, with confidence and clarity. Brendan understands that every client's financial situation is unique and strives to make the lending process as straightforward as possible.
Important Financing Information
Ground Zero Development Group LLC is a licensed contractor and is not a mortgage lender. All financing programs, approvals, terms, rates, eligibility requirements, and loan decisions are provided solely by EPIQ Lending and its representatives. Financing is subject to credit approval and program guidelines.